You win $20 on a lottery ticket. You:

Cash it in and save the money Buy another one! Save half and spend half Any form of gambling makes you anxious

Your bank charges you a $20 fee by mistake. You

Don’t notice, you don’t really check your bank statements Call them up and ask for a refund Call up finally after stressing for hours

Spending money makes you feel...

A rush, and even better when it’s not your money! What spending? You rarely spend Neutral, you’ve got a balanced approach to spending Stressed Awesome, it makes you feel confident

Your friend gets a huge car loan. What’s your reaction?

Meh, you’d get a loan too if you needed a new car It wouldn’t happen to you, you’ve got money saved Fine, as long as someone else dealt with the finance company The stress just wouldn’t be worth it for you

Your investments lean mostly towards:

What investments? Higher risk, mostly shares A balanced approach, a mixture of shares and cash Lower risk, mostly cash or fixed interest

You have expensive hobbies and tastes

Yes No

You love discussing money and investments

Yes No

The thought of a budget makes you feel:

Bored Excited Anxious You aren’t interested in budgeting or money matters

When your KiwiSaver balance drops, you feel:

Fine, you know how investments work and feel confident about yours Anxious, balance drops make you feel nervous You don’t really know much about your KiwiSaver account Great! More volatility can mean opportunities for higher returns, which can help you reach your goals faster

A friend still owes you $100. What do you do

Write it off, it’s all swings and roundabouts! That must be someone else - you don’t loan money! Ignore it Agonise over ways to ask for it, but in the end ignore Hit them up next time when you’re out socialising casually

Your significant other is more likely to complain that...

You blow your money with nothing to show for it You’re too tight, it’s so irritating Your stress and anxiety about money is so irrational You show no interest in anything money related You don’t think enough before making high-risk money decisions

What’s your money personality?