JUNO KiwiSaver Scheme
Login Join Now My Account
  • Home
  • About
    • Our Team
    • Reviews
    • Social Good
  • KiwiSaver
    • One Low Fee
    • Active Returns
    • Performance
    • Fund Comparison
    • Our Funds
    • Documents
  • You & Money
    • Money Personalities
    • Budgeting & Saving
    • Property & First Home
    • KiwiSaver & Retirement
    • Investing
    • Calculators
Join Now
Discover your Money Personality

Get money-savvy

Take Quiz

Are you a Spender? A Saver? Or something else? Take our fun quiz to find out which one of 5 personality types you are. Join JUNO to unlock full access to your personalised hub, with regular news tips just for you, and explore and learn from different personalities. 

Unlock your money personality to reach your goals sooner

You win $20 on a lottery ticket. You:

Your bank charges you a $20 fee by mistake. You

Spending money makes you feel...

Your friend gets a huge car loan. What’s your reaction?

Your investments lean mostly towards:

You have expensive hobbies and tastes

You love discussing money and investments

The thought of a budget makes you feel:

When your KiwiSaver balance drops, you feel:

A friend still owes you $100. What do you do

Your significant other is more likely to complain that...

Social

Sitemap
  • Contact
  • FAQ
  • Investor Documents
Contact
  • 0800 JUNO KS
  • kiwisaver@junofunds.co.nz
  • 1 Byron Ave, Takapuna, Auckland 0622, New Zealand

MANAGED BY

Pie Funds Logo

Pie Funds Management Limited is the issuer and manager of the JUNO KiwiSaver Scheme. Click here for our Product Disclosure Statement. Any advice on this website is general only and does not account for personal circumstances or financial goals. Please see a financial adviser for tailored advice. For information about the advice we can provide, our duties and complaint process, click here. Past performance is not a reliable indicator of future returns.

Disclosure Statement
Latest Morningstar Results

1. PERFORMANCE: JUNO KiwiSaver Growth Fund is ranked #1 for 3-year annualised returns (17.5%) out of 30 funds in the Morningstar KiwiSaver Multi-sector growth category, and JUNO KiwiSaver Balanced Fund is ranked #1 for 3-year annualised returns (10.5%) out of 29 funds in the Morningstar KiwiSaver Multi-sector balanced category to 30 September 2021 (after fees but before tax, calculated by Morningstar). Morningstar does not rank all KiwiSaver providers and risk profiles vary between funds. JUNO Growth Fund 3-year and 10-year market index returns are 9.3% and 11.3% respectively, and JUNO Balanced Fund 3-year and 10-year market index returns are 7.7% and 9.5% respectively, at 30 September 2021, annualised p.a. 2. IRD data for total number of provider switchers for the 12 months to 31 August 2021. Completing the JUNO application form takes 2 minutes on average if you have your IRD number, ID and proof of address ready. Sign up may take longer for minors. Funds not transferred immediately. 3. FEES: Comparing JUNO’s one low monthly fee to the Morningstar industry average for a KiwiSaver balance of $35,000 in a Growth fund, according to Morningstar data as at 30 September 2021. Morningstar does not rank all KiwiSaver providers. We’ve used $35,000 as this is the average balance of contributing members (FMA News & Resources). Our fees vary with balance size. Fees are converted to a dollar-based annual fee for comparison purposes. 4. ACTIVE RETURNS: JUNO's actively managed Growth Fund’s annualised three-year return as at 31 December 2021, compared to its market index return for the same period. Returns are before fees and assume a PIR of 28% (highest PIR). Past performance is not a reliable indicator of future returns. Returns can be negative as well as positive and returns over different periods may vary. 5. FASTEST GROWING: KiwiSaver Annual Market Report by Investment News, for the 12 months to 31 March 2021. Report excludes KiwiSaver schemes with less than 5,000 members. 6. MORNINGSTAR STAR RATINGS: JUNO KiwiSaver Growth Fund received a 5-star 3-year Morningstar Rating™ and a 5-star Overall Morningstar Rating™ out of 56 multisector growth funds as at 31/12/21. JUNO KiwiSaver Balanced Fund received a 4-star 3-year Morningstar Rating™ and a 4-star Overall Morningstar Rating™ out of 56 multisector balanced funds as at 31/12/21. JUNO KiwiSaver Conservative Fund received a 2-star 3-year Morningstar Rating™ and a 2-star Overall Morningstar Rating™ out of 44 multisector moderate funds as at 31/12/21. Source: Morningstar.

Copyright 2022 Pie Funds

What is a Market Index?

A market index contains similar assets and has similar risk to the JUNO funds, and so is a good reference point for judging performance. Every fund type is made up of a different mix of asset types.

Each asset type (equities, fixed income and cash) in each fund has a market index. So, the market index figures shown combine two or more market indices, depending on the assets in the fund. For example, the JUNO Growth Fund combines market indices for equities, fixed income and cash. Finally, the combination of market indices for each fund is weighted according to its target asset mix.

For example, the market index return for the JUNO Growth Fund is 80% the return of the market index for equities, 10% the return for fixed income and 10% the return of the market index for cash. More information about the JUNO KiwiSaver Scheme market indices can be found in the Statement of Investment Policy and Objectives (SIPO).